Guiding your financial future

Meet the professional dedicated to helping you plan, invest, and protect your financial well-being.

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image of Tim Stubbins APFS, Clearview's Chartered Financial Planner

Tim Stubbins APFS

Director | Chartered Financial Planner

Tim is a Chartered Financial Planner with the Chartered Insurance Institute (CII) and has been advising clients since 2015. Over the course of his career, he has worked with a wide range of individuals and families, helping them navigate complex financial decisions with clarity and confidence.
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Tim recognises that every client’s circumstances, priorities, and ambitions are unique. He believes that the most valuable part of his role is taking the time to understand what truly matters to each person—what they want their money to achieve, both now and in the future. From there, he works collaboratively with clients to shape a clear, personalised strategy designed to give them the greatest chance of reaching those goals.
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A key element of Tim’s approach is providing clients with a transparent view of their existing financial position. He highlights the areas that are working well and those that may need attention or adjustment. This ensures that every recommendation is grounded in understanding, allowing clients to see not only what is being suggested, but why it matters and the specific benefits it can bring to their long‑term plans.
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Outside of work, Tim enjoys family life with his partner, Gerry, and their two little girls; Ivy and Fern

What Clearview do

Independent

Specialist

Clients benefit from genuinely unbiased guidance. Independence allows the firm to search the whole of the market to identify solutions that best meet individual needs. With no ties to any single provider, recommendations remain focused solely on what is most suitable for each client.

A commitment to continual growth and professional development sets the firm apart. Specialisation in high‑quality financial advice is reflected in the standard of service delivered. Whatever the circumstances, the objective is always to identify the most appropriate solution.

Clear, jargon‑free communication is a priority. Financial matters are explained in plain English, enabling clients to fully understand their options and make informed decisions. Whenever further clarification or deeper explanation is needed, support is readily available.

Making the complex, simple

Putting your needs first

People come before products. Every action is shaped around helping clients achieve financial security and long‑term peace of mind. This client‑centred philosophy is evident from the very first conversation

Who Clearview work with...

Still WorkingPlanning for RetirementRetiring NowAlready RetiredBusiness Owners

Taking control of your future

Thinking about the future can be difficult and time‑consuming, especially when most of the day is spent working and maintaining the lifestyle your family is accustomed to. Clearview Wealth Planning takes on this work so you have one less thing to manage

.A successful career may be supporting a comfortable lifestyle for you and your family, leaving little intention to slow down. Even so, it’s natural to want to plan ahead, build stability for the future, and continue accumulating wealth.

Retirement may not be on the horizon yet, but gaining clarity on where you stand now—and where you need to be—can provide valuable direction. With a family to consider, it’s also important to feel confident that they would be protected if anything unexpected were to happen.

Here's how Clearview can help you

Working together, your financial objectives are reviewed with the aim of creating a secure plan that reflects both your attitude to financial risk and your capacity for financial loss. In‑depth knowledge across wealth accumulation, pensions, protection, and tax‑efficient investment strategies allows Clearview Wealth Planning to provide guidance tailored to your circumstances.

Support remains available throughout your financial decision‑making, both now and in the future. The intention is for you to feel confident that your best interests are always at the forefront.

The value of pensions and investments and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.

The Financial Conduct Authority does not regulate Taxation Advice.

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Keeping your
options open

You may not have expected the moment to arrive, but thoughts about the future and stepping away from the world of work are becoming more serious. These life‑changing decisions don’t have to be made alone. Clearview Wealth Planning offers support to help you prepare for the next stage of life.

Having questions as you plan for your retirement years is completely normal. It is, after all, one of the biggest transitions you will experience. As you begin to step back from your career and consider what life after work might look like, it’s reassuring to have someone who can provide clear answers.

Perhaps you’re not ready to leave your career entirely, or maybe your vision involves travelling and embracing life to the fullest. Every retirement journey is different, and the role of Clearview Wealth Planning is to help you move toward the future you want to create.

Here's how Clearview can help you

Preparing for retirement can feel overwhelming, but the years leading up to it can be made far less stressful with the right support. The first priority is to give you the peace of mind you’ve been looking for and help answer the key question: “How much is enough?”

‍By reviewing your pensions, Clearview Wealth Planning can outline the tax‑efficient benefits available which helps to ensure you make the most of every opportunity. Honest, realistic guidance is provided so you understand when retirement is achievable and the lifestyle you can expect once you get there.

The value of pensions and investments and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.

The Financial Conduct Authority does not regulate Taxation Advice.

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Putting you
in the picture

Retirement is a time to be enjoyed, yet money worries can sometimes overshadow that experience. What many people need is clear reassurance that their resources are sufficient, along with a plan designed to support them throughout retirement. Whatever questions arise, Clearview Wealth Planning is available to provide guidance.

Retirement may be approaching quickly, but the picture of what it will actually look like can still feel uncertain. It’s natural to wonder how long your money will last, whether your current lifestyle can be maintained, and whether the decisions you’re making are the right ones.

This stage of life should be lived entirely on your terms. Without the right plans or a well‑thought‑out strategy, however, the process can become overwhelming. Clearview Wealth Planning helps bring clarity, structure, and confidence to your retirement journey.

Here's how Clearview can help you

There are several ways to generate an income in retirement, and part of Clearview Wealth Planning’s role is to explain these options and identify those most suited to your needs and objectives. If your intention is to support loved ones or create a legacy, early planning can make a meaningful difference, and guidance is available to help you put the right arrangements in place.

Most importantly, support is provided to help you define how you want to live during retirement and to give you the financial security needed to enjoy that stage of life with confidence

A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age).

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Replace confusion
with clarity

Everyone’s vision for retirement is different — you may still wish to maintain a role in your business, or perhaps spending more time with family has become the priority. Clearview Wealth Planning can help bring your finances into order with the aim of making the most of your money while also creating a meaningful legacy.

After several years of retirement, you may now be enjoying the freedom it brings. However, priorities often shift toward loved ones rather than personal goals. The desire to share wealth and create a legacy that benefits family — both now and in the future — becomes increasingly important.

It’s natural to wonder how much support you can offer without affecting the lifestyle you’ve grown accustomed to during retirement. Clearview Wealth Planning provides guidance to help you strike the right balance, helping to ensure your generosity aligns with long‑term financial security

Here's how Clearview can help you

Navigating the complexities of Inheritance Tax, gifting, and estate planning can feel overwhelming, but Clearview Wealth Planning provides the clarity needed to make informed decisions. By listening carefully, the firm gains an understanding of what you want to happen with your money and helps put those wishes into action through a tax‑efficient strategy.

These conversations can be sensitive, and thinking about life after death is never easy. Clearview Wealth Planning approaches the subject with compassion and understanding, helping to ensure the process feels as comfortable as possible.

The Financial Conduct Authority does not regulate Taxation Advice, Inheritance Tax Planning or Estate Planning.

A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age).

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Maximise your hard work

Life as a business owner can be complex, with multiple roles to manage and responsibility for staff. Personal financial needs often slip down the priority list. Clearview Wealth Planning provides guidance on financial matters both at work and at home, helping you feel more in control.

Running a business can make it difficult to find the time needed to focus on your own finances. Money matters are easily overlooked on both a personal and professional level, even though the two are closely connected. You may be a young business owner seeking tax‑efficient ways to withdraw money from your company, or an established owner looking to create a long‑term plan for stepping back.

Whatever the situation, tailored support is available to help you move forward with confidence

Here's how Clearview can help you

The firm's adviser has years of experience supporting business owners in making the most of their money. Each individual’s circumstances are examined in detail, followed by a structured approach aimed at achieving personal objectives. This may involve tax‑efficient withdrawals from a business, establishing appropriate protection, developing an exit strategy, or providing broader financial management.

Once the right strategy has been identified, support is provided throughout the implementation process to ensure everything is put in place smoothly and effectively

The Financial Conduct Authority does not regulate Business Planning, Exit Strategies or Taxation Advice.

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Connect with a financial expert

No pressure, no cost—just a relaxed chat over coffee. Whether you're planning for retirement, sorting out your finances, or simply wanting a second opinion, Clearview Wealth Planning are here to help you make sense of it all.

To get in touch, please fill out the form below. Let’s start building your financial clarity together.

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Clearview's Chartered Financial Planner can help with planning, investments, and more.

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Clearview Wealth Planning Limited. is an appointed representative of Corbel Partners Ltd which is authorised and regulated by the Financial Conduct Authority, reference 429142.
Registered in England and Wales. Registered office is 5 Farrington Street, Chorley, PR7 1DY. Registered number: 16958112